I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
I have read and agree to the Terms & Conditions of this website.

What Is a Short-term Lending Service?

A payday advance can be a lot of things to a lot of people. It can be the extra money need for the rent. It can be the help needed for a much needed car repair. It can be the last payment needed for a past due bill. It can be whatever you need it to be. The basic rundown of this service is that it is a short-term loan that will become due on your very next pay date. You should consider this when applying for funds. It is not meant to be carried out for a long period of time. It is the cash you need to meet a financial obligation that cannot wait until your next pay date. The average amount you can borrow is between $150 all the way up to $2,500 or even $5,000. Anyone can't just go and get the maximum amount offered by a lender. The amount you qualify for will weigh heavily on your monthly salary and the amount of time you have been employed by your present employer. This is a good thing for the lender and the borrower. It keeps you, the borrower, from over extending yourself and it protects the lender from a borrower defaulting on their loan.


You will not have to go through a lengthy application process and you will be able to get the cash you need right away. In the majority of the cases, you will simply fill out a one-page application and provide a valid id and a few of your recent paycheck stubs. That is all the company will need to approve you for service. Once you are approved, you will then have to give the company your checking account information so that they can transfer your money into this checking account. If you do not have a checking account many lenders offer payday advance cards. They will transfer your balance onto this card and you will be able to use it just like a credit or debit card. You will also be able to use it at some ATM machines as well.

You should always remember to borrow responsibly and make sure you remember that your next paycheck will be less the amount of your payday loan. This way you can prepare accordingly and also meet your financial obligation to that you have with the payday loan company.